Large Loss - flooding in bathroom

Things To Know: Water Damage and Insurance

Jim Bauer Insurance Restoration

If your home has received water damage, it’s always helpful to have some knowledge under your belt when it comes to dealing with water damage and your insurance company. Knowing exactly what is covered and how to get the help you need will prevent delays, and lessen your time frame as well as stress level when dealing with an insurance claim. Here are …

Does My Insurance Agent Need an Estimate Before A Restoration Contractor Starts Work?

Jim Bauer Insurance Restoration

Accidental Damage and Insurance Company Quotes   With a lot of accidental damage sustained from a water leakage or fire outbreak, our clients are concerned about the kinds of costs involved with professional restoration of their premises and goods. Most clients are seeking to recover this cost from their insurance companies. A question we’ve often been faced with is with regards …

Who Pays For Emergency Restoration Services?

Jim Bauer Insurance Restoration

Payment for Emergency Restoration Services This is a question that plagues many of our clients seeking emergency restoration services. We are almost always called after some type of sudden, accidental incident that damages someone’s home or business. This might be a fire of some type or maybe a water heater failed and there is water damage. It is undeniable that …

What You Need to Know About Restoration Contractors

Jim Bauer Insurance Restoration

How Can You NOT Worry About Restoration Contractors Can It Get Any Worse? Can It Be Better? Yes, it can be better! If you require the services of restoration contractors to do some work at your home or business, it’s a pretty good indicator that you have suffered some form of loss. You are bound to be apprehensive and concerned …

Large Loss Projects Explained

Jim Bauer Insurance Restoration

Large Loss Examples When is Damage Considered a “Large Loss”? Almost any type of water damage can result in a lot of destruction, called a “Large Loss” situation. Just a few inches of water can do thousands of dollars’ worth of damage. Many times when we are called to a site that has had water damage, it’s too late to …

Restoration Contractors & Insurance Are These Words Opposites? Part II

Jim Bauer Insurance Restoration

What if My Insurance Company Disagrees? What if the Insurance Adjuster says They’re Not Going to Cover the Damage? Is that just the way it is, or who goes and explains to the insurance carrier why you did something? When a catastrophic event occurs in your home it’s a big deal. We have been in many of these situations and …

Restoration Contractors & Insurance Are These Words Opposites? Part I

Jim Bauer Insurance Restoration

Restoration Contractors – Working with Insurance Companies Emergency Repairs or Mitigation – How does this Work with Insurance Companies? Most homeowners’ insurance policies are similar in some ways and different in others, but a very common phrase included in most insurance policies is that the property owner is required to take timely and appropriate action to mitigate their loss. Simply …